Financial lease refer to a contractual agreement, where the Leaser delegate all the usage rights of the asset to the lessee e upon the request of the lessee, for a specified time toward a periodical payment to Leaser, specifically “instalment of financial lease”.

Financial lease, is a very simple and quick financing method for financing your personal car, you business needs for cars, machineries and equipment’s for your business from Raiffeisen Leasing Sha.

The ownership title is being transfer to the Lessee after the payment of the last monthly instalment of the financial lease and within the day.

Financial lease is legally regulated from Law: Nr. 9396, datë 12.5.2005 for Financial Lease in Albanian Republic.

Advantages of financial lease are as following:

• Financial lease is a very simple and quick financing method for financing your personal and business needs.
• Differently form banking Loans, financing via financial lease does not required for additional collateral.
• Financial lease instalments and administration expenses can be booked as expenses in your Financial Statements.
• Fast decision making versus other Banking institutions.
• Long financing tenor, up to 6 years for new cars and 10 years for buses and other transportation means.