Business: Construction machineries

• Financing currency is in EUR and ALL.
• Financing up to 85% of purchase value of the asset
• Tenor of financial lease varies from 12 months up to 96 months.
• Competitive interest rate starting from Euribor 12M+ 4% (further refer to the terms and conditions)
  
• The financed assets do not need additional collateral
• Administration commission starting from 1% of the financed value
  

Procedures for realizing a financial lease agreement is very simple and quick one, and does not required additional collateral :

• You select the asset, subject of financing near the producer or authorized dealer.
  
• You provide the required documents needed for financial lease approval, as per request and procedures in place of  Raiffeisen Leasing Sha.
• After the approval of financial lease and signing of leasing contract, ju should make the payments for: Down payment, casco insurance and other expenses related to the transaction.

• Financial statements and monthly sales declaration.
• For Physical Persons that do not deliver Financial statements, annual declaration of profit tax 
• Statement form e-albania related to the tax obligation of company.
• Identification documents for administrator and owner/s of the company
• QKR copy, Statute and Foundation Act.
• Copy of business licenses/ if applicable
• Other documents that can be requested from RLAL during decision process.