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Whistleblowing Contact Raiffeisen ON

Business: Construction machineries

Get the construction machinery you need to boost your business with our financing options

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Leasing options

Empower your business with our tailored leasing solutions. Whether you need a single car or an entire fleet, we offer flexible financing options to keep your business moving forward efficiently and affordably.

Get the construction machineries your business needs

Ready to purchase new construction machinery? Here is how you can finance with us

  • Up to 5-6 years of financing
  • Max 8 years asset age
  • Starting from 15% down payment

 

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Terms and conditions

  • Financing currency is in EUR and ALL.
  • Financing up to 85% of purchase value of the asset
  • Tenor of financial lease varies from 12 months up to 96 months.
  • Competitive interest rate starting from Euribor 12M+ 4% (further refer to the terms and conditions)
  • The financed assets do not need additional collateral
  • Administration commission starting from 1% of the financed value

Procedures for realizing a financial lease agreement is very simple and quick one, and does not required additional collateral :

  • You select the asset, subject of financing near the producer or authorized dealer.
  • You provide the required documents needed for financial lease approval, as per request and procedures in place of  Raiffeisen Leasing Sha.
  • After the approval of financial lease and signing of leasing contract, ju should make the payments for: Down payment, casco insurance and other expenses related to the transaction.

  • Financial statements and monthly sales declaration.
  • For Physical Persons that do not deliver Financial statements, annual declaration of profit tax 
  • Statement form e-albania related to the tax obligation of company.
  • Identification documents for administrator and owner/s of the company
  • QKR copy, Statute and Foundation Act.
  • Copy of business licenses/ if applicable
  • Other documents that can be requested from RLAL during decision process.

Documents required

All businesses can apply for construction machineries financing through finance lease. The documents that must be provided for financial lease application are as follows:

  • Authorized dealer offer
  • Application form completed and signed by the applicant
  • Financial statements and monthly sales statement
  • Declaration form from e-albania regarding the company's tax liability
  • Identification documents for the administrator and owner/s of the company, copy of the QKR, the act of incorporation and the company's charter
  • Copy of business licenses/ if applicable
  • Other documents that can be requested from RLAL during decision process.

We help you financing vehicles / equipment which are offered by various authorized national and international dealers thanks to our experience in the market over the years and a wide cooperation.

Why Raiffeisen Leasing Albania

Established Expertise

Benefit from Raiffeisen Leasing Sh.a's proven track record since its founding in 2006, backed by the experience and stability of Raiffeisen group, a leader in the Albanian banking sector.

Comprehensive Solutions

Access a full spectrum of financial products and services tailored to both business sectors and individual needs, reflecting modern European standards .

Strong Partnership

Part a subsidiary of Raiffeisen Bank International, which acquired and successfully transformed the Albanian Savings Bank, ensuring a robust infrastructure and reliable banking experience built over 20 years.