Documents

Individuals

All potential customers taking the salary in the banking system and / or are insured, can apply for financing of cars through financial lease.

Potential customers are as well owners of private companies with incomes from their businesses, or have incomes from rent or other declared forms of incomes.

Documents to be provided for application of financial lease are as following:

  • Salary statement with bank statement where the salary is encased.
  • Document from e-albania followed by bank statement where the salary is encased.
  • Driving license
  • Family certificate
  • Identification document
  • Copy of electrical bill
  • Rent contracts and bank statement where is encased the rent.
  • Supporting documents that verify the other type of incomes and bank statement where is encased this income.
  • For business owners, applying with business incomes, Financial statements of the company has to be provided

Terms and conditions

Products Private individual New cars (up to 3.5ton) Used cars (up to 3.5ton) Cycles (up to 3.5ton) New and used boats
Min down payment in % 10% up to  30% based on purchase price of asset 15% 30% 30%
Max repayment period in years 6 5 5 6
Asset age in years 6 8 5 10
Max purchase value excluding VAT in EUR 100.000 70,000 15,000 200,000
Max financing value in EUR
97.500
59,500 10,500 140,000
Repayment method Monthly installments Monthly installments Monthly installments Monthly installments

Monthly installment for financial lease

This calculator can be used even during the financial lease contract. In this way, you have the possibility to calculate your monthly installment based on published base rate and remaining value of exposure and tenor for the leasing contract.

Financed amount

Interest rate

Tenor of financial leasing contract (in months)

Monthly installment (financial lease)

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